Top 10 Indian Companies in 2021 by Market capitalization 2021

we have many Indian companies which have to servers their service to us. India involves many strategies to pool many companies to invest in. Based on the company we have a category under Market capitalization. Let us see the top 10 Indian companies.

10. Bajaj Finance Limited

• Founded: 2007
• Headquarter: Pune
• Industry: GENERAL INSURANCE
• Symbol: BAJAJFINSV

Bajaj Finserv Ltd company profile:

Bajaj Finserv or Bajaj Finance is one of the holding companies under the Bajaj group. BFS is a deposit-taking Non-Banking Financial Company (NBFC) registered with the RBI and serves millions of customers by providing solutions for asset acquisition through financing, asset protection through general insurance, family and income protection in the form of life and health insurance, and retirement and savings solutions.

BFL insurance has been handled by Bajaj Allianz General Insurance Company Ltd (BAGIC) for general insurance including health insurance; and Bajaj Allianz Life Insurance Company Ltd (BALIC) for life insurance, savings, and retirement plans and also place top 6 in a life insurance company in India

BAGIC and BALIC are both unlisted joint ventures with Allianz SE, one of the world’s leading composite insurers. BFL holds 74% of equity and 26% hold Allianz SE and also BFL holds 100% of Bajaj Housing Finance Ltd (BHFL) has placed in the top 3 companies in housing finance in India and Bajaj Financial Securities Ltd (BFinsec) subsidiary.

• BFL has kept its market in hand by diversifying its marketplace into
  1. the ‘EMI store
  2. the ‘Insurance Marketplace
  3. the ‘Investment Marketplace
  4. BFL Health and
  5. the Broking App

BFL has developed a wallet application called ‘Bajaj Pay’ This will offer an integrated payment solution comprising of UPI, PPI, EMI card, and credit card to its customers. In bajaj pay payment solution offering to its approximately 102,000 merchants; and enable higher growth and larger market shares.

Bajaj Finance financial performance:

• Revenue from operation: 60,591.20 Crores
• Profit before tax: 9,862.34 Crores
• Profit of the year 2021: 4,470.46 crores
• Market capitalization: 31032344.0774915 Lakhs

Based on the market capitalization BFS is in 10th position in Indian companies.

9. State Bank of India

• Founded: 1959
• Headquarter: Mumbai
• Industry: PUBLIC SECTOR BANK
• Symbol: SBIN
• Website: SBI

State bank of India Profile:

State Bank of India (SBI) is one the oldest public sector bank and financial service companies in India. Sbi is the most trusted bank in India.

SBI has diversified its business into various subsidiaries they are SBI General Insurance, SBI Life Insurance, SBI Mutual Fund, SBI Card, etc. SBI has 62,617 ATMs kept functional to cater to customers’ needs smoothly.

SBI provides a wide range of products and services to individuals, commercial enterprises, large corporates, public
bodies, and institutional customers through its various branches and outlets, joint ventures, subsidiaries, and associate companies.

SBI Services For their Customer

Personal Banking

Sbi has started personal banking for their customer to service saving and through a wide range of loan products, Salary Packages, Digital Loan offerings, NRI Business, and Wealth Management services, amongst others

Rural Banking

Sbi has provided services for the rural people through its offerings in Financial Inclusion Micro Credit, Agriculture
Business.

SME Banking

Sbi is a market leader in SME banking to provide a financial service to customers in India. and Sbi has provided simple and innovative financial solutions to our SME clientele while also ensuring high-quality customer services.

Corparate Banking

Corporate Banking is top class financial product and services provided by an SBI and to those exclusively to major top corporates of the country and Navratna PSUs.

International Banking Group

Sbi has initiated to take the service first among the Public sector bank in India. In IBG contributor in transforming
the industry landscape through its specialized verticals on various fronts

Goverment Banking

SBI is a market leader in Government business. It significantly contributes towards e-governance initiatives taken by the GOI and is instrumental in the development of e-Solutions for both Central and State Governments.

Investments of SBI

Sbi has its subsidiary of SBI card has released an IPO in 2000 and is also the second-largest credit card issuer in India with deep industry expertise and a demonstrated track record of growth and profitability.

SBI Financial Analysis:

• Net Interest Income: 1,10,710 Crores
• Operating Profit: 71,554 Crores
• Profit after tax: 20,410 Crores
• Market capitalization: 32512359.818362 Lakhs

Based on the market capitalization SBI is in 9th position in Indian companies.

Key Indicator for SBI

• GNPA: 4.98
• NNPA: 1.50
• Slippage Ratio: 1.18
• Credit Cost: 1.12
• CET-1 ratio: 10.02
• Tier-1 ratio: 11.44
• CAR: 13.74

8. Kotak Mahindra Bank Limited

• Founded: 1985
• Bank initiated: 2003
• Headquarter: Mumbai
• Industry: Private Sector Bank
• Symbols: KOTAKBANK
• Website: Kotak mahendra bank

Kotak Mahindra Bank company profile:

Kotak is one of India’s leading, diversified, and integrated financial services Mixture of providing a wide span of solutions across banking (consumer, commercial, corporate), credit and financing, asset management, life and general insurance, stockbroking, investment banking, wealth management, microfinance, and asset reconstruction,
encompassing all customer and geographic segments within India.

Kotak Mahindra bank take place number 3 in the top 10 private banks in India and to know more about Kotak use a given link: https://aaraichikurippukal.com/why-kotak-mahindra-bank-is-a-good-idea/

Kotak Mahindra bank portfolio:

Consumer Banking

Kotak has given attractive services in deposits, transaction services, and lending products for retail customers, small businesses, NRIs, and retail institutions, backed by innovative, digital-first solutions.

Commercial Banking

Kotak has financing deep into ‘Bharat’. Finances food and agro-processing segments, tractors, commercial vehicles, construction equipment, small and medium enterprises, and microfinance.

Wholesale Banking

Kotak has provided an understanding of the business and diverse their needs of various sizes and types. a comprehensive suite of offerings includes working capital financing, medium-term finance, export credit, transaction
banking, custody services, debt capital markets, foreign exchange, and treasury services.

Wealth Management

Kotak has complete financial service for its UHNI and HNI clients to entrepreneurs, business families, and professionals. A great deal for the client families in wealth creation and preservation has been services and trust had made by them.

Car and Two-Wheeler Loans

In-vehicle loan section Kotak has taken effective offers in loans for any type of car or who wheeler that can purchase by customers and the complete financial solution was provided to car dealers for their working capital.

Lending NBFC & Infrastructure Financing

leading loans to the sector for the structuring financing they hold strategic investment. In structured financing, Kotak has given a trusted platform in structuring complex transactions to reduce the broadening capital

In infrastructure debt financing Kotak has given long term financing to infrastructure projects and had multiple in fracture developers as customers and had a good relationship with them

Stock Broking, Mutual Fund & Institutional Equities

Kotak is one of the leading and largest stockbrokers in the Indian market to offer services to retail and institution. in the brokerage, trader or client can open free in the name of Trade free plan and Do-It-Yourself (DIY) accounts and begin trading in just 60 minutes

For the benefit and new initiative launched a new Direct Mutual Fund Platform for clients that enable to invest in mutual funds through the direct route at a lower expense ratio product include Diversified product portfolio across a wide range of equity, debt, and exchange-traded funds (ETFs).

Investment Banking

Leading investment banking firm with leadership across capital markets and advisory products and has 12 advise in domestic and cross-border M&A transactions.

Life and General Insurance

Offers a wide range of insurance and non-life insurance to individual, group, and business platforms they provide every stage of the customer and also cover private and commercial vehicles, health, home, and commercial insurance from policy purchase to claim and maturity settlement, the product has been developing gradually based on customer needs.

Microfinance

• Kotak Mahindra Bank’s approach to mainstreaming financial inclusion involves a four-pronged strategy
  • directly reaching borrowers through its wholly-owned subsidiary in name of BSS Microfinance
  • reaching out to borrowers through business correspondents
  • lending to microfinance institutions (MFIs) for on-lending
  • investing in securitised papers for loans originated by MFIs.

Kotak Mahendra Bank Financial analysis:

• Net Interest Income 19,853 crores
• Operating Profit: 16,428 crores
• Net Profit: 9,990 Crores
• Market Capitalization: 3,80,78,572.78 Lakhs

Based on the market capitalization Kotak is in 8th position in Indian companies.

Kotak Key Indiacator

• Net Interest Margin: 4.5%
• Return on Average Assets (RoAA): 2.2%
• Book value per share: 426.0
• Earnings per share (EPS): 50.5
• Face value: 5 per share
• Return on equity (ROE): 12.8%
• Capital Adequacy Ratio: 23.4%
• Tier 1 Capital 21.4

7. ICICI Bank Limited

• Founded: 1955
• Headquarter:Gujarat
• Industry: Private Sector Bank
• Symbol: ICICIBANK
• Website:ICICI BANK

ICICI Bank company profile

ICICI Bank is one of the large private sector banks in India offering a diversified portfolio of financial products and services to retail, SME, and corporate customers.

ICICI Key business areas

Retail, SME and rural banking

ICICI has offered deposit, credit, and other financial products and services to individuals, households, and small businesses across India, through our digital channels and extensive branch network spanning urban and rural areas. they also offer select products like deposits and remittances to non-resident Indians and local market offerings in select international geographies.

Wholesale banking

For companies like the large medium small size for their business and channel partners, government entities offer a wide range of products like deposits, long-term finance, working capital, trade, cash management, transaction banking, and treasury management.

Icici has a presence in international to meet the cross border requirements of clients like to serve in an ecosystem to corporate clients

Treasury

ICICI has treasury operations comprising management of the Bank’s liquidity, a government securities portfolio and interest rate risk, proprietary trading, and foreign exchange and derivative solutions for clients.

ICICI Financial Analysis:

• Interest income: ₹ 791.18 Billion
• Net interest income: ₹ 389.89 Billion
• Profit before tax: ₹ 201.83 Billion
• Profit of the year: ₹ 161.93 Billion
• Maket capitalization: 5,25,71,104.54 Lakhs

Based on the market capitalization Icici bank is in 7th position in Indian companies.

Key Indicator of ICICI

• Return on average equity (%): 12.21
• Return on average assets: 1.42
• Net interest margin (%): 3.69
• Earnings per share (₹): 24.01
• Book value per share(₹): 213.28

6. Housing Development Finance Corporation Limited

• Founded: 1977
• Headquarter: Mumbai
• Industry: Housing Finance
• Symbols: HDFC
• website: HDFC

HDFC company profile:

HDFC is one of the leading housing finance companies in India. their main focus is everyone’s major dream is own home to fulfill the dreams company has done customized solutions based on their economy as status.

HDFC has done the largest number of home loan customers who have availed the interest subsidy on home loans under the Credit Linked Subsidy Scheme (CLSS).

• Cumulative housing unit financed :8.6 million
• Gross loans stood atRs.5.7 trillion

To achieve the financial needs, HDFC has made a strategy to be benefited for their customers by reducing low-interest rates and with tax incentives and concessional stamp duty rates by some states, homeownership is now a priority for many customers.

Hdfc has place number one position in private housing loan company for more uses the link: https://aaraichikurippukal.com/private-housing-finance-companies-in-india-2021/#1Housing_Development_Finance_Corporation

HDFC loan products

• HOME loan
• Plot loan
• Rural housing loan
• Inclusive home loan
• House Renovation Loans
• Home Extension Loans
• Top-up Loans

HDFC Financial Analysis:

• Revenue from operation: 1,39,033.99 crores
• Profit Before Tax: 24,237.30 crores
• Net Profit: 20,487.55 crores
• Market cap:: 44996046.570123 lakhs

Based on the market capitalization Hdfc is in 6th position in Indian companies.

5. Hindustan Unilever Limited

• Symbol: HUL
• Founded:1933
• Headquarter: Mumbai
• Industry: DIVERSIFIED

Hindustan Unilever company profile:

HUL is India’s largest fast-moving consumer goods company. It has 44 brands spanning 14 distinct categories such as fabric solutions, home, and hygiene, life essentials, skin cleansing, skincare, haircare, color cosmetics, oral care, deodorants, tea, coffee, ice cream & frozen desserts, foods, and health food drinks, the Company is a part of the everyday life of millions of consumers across India.

Its portfolio includes leading household brands such as Lux, Lifebuoy, Surf Excel, Rin, Wheel, Glow & Lovely, Pond’s, Vaseline, Lakmé, Dove, Clinic Plus, Sunsilk, Pepsodent, Closeup, Axe, Brooke Bond, Bru, Knorr, Kissan, Kwality Wall’s, Horlicks and Pureit.

Hul has placed no 1 in the top 10 FMCG companies in India

HUL in short:

• Distributors: 4,500
• Stores sell our products: 8mn
• Suppliers: 1,150
• Brands in India’s Top 100 Most Trusted Brands 2020: 14

• HUL has split its business into 3 divisions:
  1. Home Care
     • Revenue: ₹ 3,959 crores
     • EBIT: ₹ 2,773 crores
  2. Beauty & Personal Care
     • Revenue: ₹ 17,964 crores
     • EBIT: ₹ 5,127 crores
  3. Foods & Refresh
     • Revenue₹ 13,204 crores
     • EBIT: ₹ 2,189 crores

HUL Financial analysis

• net revenue fro:m operation: 47,438 crores
• Profit before tax: 10,845 crores
• Profit of the year: 7,999 crores
• martek capitalization: 5,48,00,691.80 Lakhs

Based on the market capitalization HUL is in 5th position in Indian companies.

4. Infosys Limited

• Founded: 1981
• Headquarter:
• Industry: COMPUTERS – SOFTWARE
• Symbol: INFY
• website: INFOSYS

INFOSYS Company Profile:

Infosys is one of the tops IT companies in India and one of the leading providers of consulting, technology, outsourcing, and next-generation digital services, enabling clients in more than 50 countries to create and execute strategies for their digital transformation.

Infosys presents nearly 50 countries as best in IT fields, info has made an opportunity to reshape the client technology landscapes and help them to move gradually in new digital models. because the client has realized that the storefront is digital and even the manufacturing process is digital.

The various clients who we are working with are testament to the promise of digital transformation and the outstanding results we have achieved said Infosys president Mohit Joshi

cloud is a foundational pillar to digital for large enterprises. It is the power to the enterprise innovation infrastructure bring agility to operations enable employees to work anywhere through hybrid workplaces and drive non-linear
value for business from new-age AI and data platforms.

With Infosys CobaltTM, they are helping businesses redesign the enterprise from the core, to capture this exponential value from the cloud and accelerate the multi-cloud journey with a focus on open source adoption

INFOSYS Financial analysis

• Revenue from operation: 1,00,472 crores
• Profit before tax: 26,628 crores
• Profit of the year: 19,423 crores
• Market cap: 58277397.756639 Lakhs

Based on the market capitalization Infosys is in 4th position in Indian companies.

3. HDFC Bank Limited

• Founded: 1994
• Headquarter: Mumbai
• Industry: Private Bank
• symbol:HDFCBANK
• Website: HDFC BANK

Hdfc Bank profile:

Hdfc bank is one of the leading and largest private sector banks in India offering a wide range of financial products and services to a diversified customers base.

Hdfc bank work in both parallel and unparallel in business to keep the customer satisfaction and keep the customer to travel for their purpose.

Hdfc has come forward in the Indian banking industry to not only enable in digital presence in India but also facilitate active participation in the Nation’s inclusive development agenda

Hdfc has also placed its position in No: 1 in the top 10 private companies in India

• Total Banking Outlets are: 21,360
• Total ATMs + cash deposit and withdrawal machines: 16,087
• Total Business Correspondents (BCs): 15,756

For more detailed information about HDFC Bank see the given description: How Hdfc Banks Can Help You Live A Better Life

Retail Banking in Hdfc bank

The Retail Bank provides its target market customers a full range of financial products and banking services, giving the customer a one-stop window for all his/her banking requirements.

The products are backed by world-class service and delivered to customers through the growing branch network, as well as through alternative delivery channels like ATMs, Phone Banking, NetBanking, and Mobile Banking.

Wholesale Banking in Hdfc Bank

Hdfc’s target market is primarily large, blue-chip manufacturing companies in the Indian corporate sector and to a lesser extent, small & mid-sized corporates and agri-based businesses.

 It is recognized as a leading provider of cash management and transactional banking solutions to corporate customers, mutual funds, stock exchange members, and banks.

Treasury banking in Hdfc bank

Hdfc has three main product areas for their customer, they are Foreign Exchange and Derivatives, Local Currency Money Market & Debt Securities, and Equities. 

 It manages the liquidity and interest rate risks on the balance sheet and is also responsible for meeting statutory reserve requirements.

Hdfc has 2nd position in top 10 asset management companies in India

Hdfc Financial analysis:

• Total Income: 146,063.1 crore
• Profit of the year: 31,116.5 Crore
• Market capitalization: 8,44,44,244.66 Lakhs

Based on the market capitalization Hdfc Bank is in 3th position in Indian companies.

Our net interest income grew by 15.5% while net profit increased by 18.5%. Our gross NPAs stood at 1.32% compared with 1.26% a year earlier, while our balance sheet size increased by 14.1%

Key Indicator of Hdfc Bank

• Capital Adequacy Ratio (CAR): 18.8%
• Net Non-performing Assets (NPAs): 0.40%
• Dividend per share: ₹. 6.5
• Net interest margin: 4.1%
• Return on capital: 16.6%
• Return on Asset: 1.97%

2. Tata Consultancy Services Limited

• Headquarter: Mumbai, India
• Founded: 1968
• Symbol: TCS
• Industry: Computer- Software
• Website: TCS

Tata Consultancy Services Company Profile:

TCS is an IT services, consulting, and business solutions organization partnering with many of the world’s largest businesses in their transformational journeys

TCS structure is domain-led and empowered to help provide Customers a single window to industry-specific solutions. Agile industry units have embedded capabilities to enable rapid responses that provide a competitive edge to our Customers.

This is coupled with a unique Global Network Delivery Model™ (GNDM™), spanning 40 global locations, that is today recognized as the benchmark of excellence in technology deployment.

Its portfolio is grouped under consulting and service integration, digital transformation services, cloud services, cognitive business operations, and products

For more information about TCS use this link: Tata Consulting Services(TCS) | Top IT Services Company In India 2021

TCS Financial analysis:

• Revenue: 164,177 crores
• Operating profit: 46,533 crores
• Profit before tax: 43,760 crores
• Profit of the year Fy21: 32,430 crores
• Market capitalization: 117550304.05688 Lakhs

Based on the market capitalization TCS is in 2nd position in Indian companies.

1. Reliance Industries Limited

• Founded: 1977
• Headquarter: Mumbai
• Industry: Refineries/ Marketing
• Symbols: Reliance
• Website: https://www.ril.com/

Reliance industry company profile:

The reliance industry is a well-known brand in India and they are one of the leading and largest companies in India. they performed in the top leading business in Retail, Digital Services, Media and Entertainment, Oil to the chemical. Reliance is one of India’s largest and profitable private sector companies and they are also a Global Player in the integrated energy value chain.

For more information about reliance, industry use the given link: Growth Of Reliance Industry Footprints In India 2021

Reliance Retail

India is one of the largest retail markets in the world and reliance has the major market share and also shows the strongest position in the market

Reliance Digital service (JIo)

Jio is a newborn brand in India that has nearly 400 million subscribers in the Indian market in recent years. Jio has achieved its is India First company and second in the world to reach 400 million subscribers 

Media and Entertainment

Network18 is one of India’s most diversified media and entertainment platforms. It has driven synergies across the Digital business to build its core technology layer 

Oil to Chemicals

Reliance has operated its O2C facilities at near 100% by shifting products to export markets to sustain operating rates. in O2C business the company has a major customer base in foreign countries for the scale economics along with strong competitive cost positions across the chain.

Oil and Gas E&P

Reliance has a project that is Asia’s deepest gas field and India’s first ultra-deepwater gas field – R Cluster in KG D6 Block it works towards India’s transition to a cleaner and greener gas-based economy.

RIL Financial Performance in 2021

• Revenue from operation: 5,39,238 crores
• Profit before tax: 97,580 crores
• Profit for the Year: 53,739
• Equity Dividend (%): 65
• Net Worth: 5,87,999 crores
• Market Capitalisation: 13,15,998 crores

Based on the market capitalization Reliance is in 1st position in Indian companies.

Key Indicator for RIL:

• Earnings Per Share(₹): 76.4
• Book value per share: 1086.4
• Debt : Equity Ratio: 0.36:1
• Net Profit Margin (%): 11
• RONW (%): 12. 9
• ROCE (%): 9.6