CSB BANK LIMITED: Performance in FY21.

• https://www.csb.co.in/
• HEADQUARTERS: Thrissur, Kerala, India.
• FOUNDED: 1920.

The Catholic Syrian Bank Limited (CSB): CSB Bank has a long operating history as a traditional bank, it is currently focusing on initiatives to transform itself into a full-service contemporary bank. CSB Bank has organized its operations under focused business areas; re-aligning, training, and incentivizing employees; creating new products and services; increasing sales and marketing efforts; investing in technology and strengthening the monitoring and risk management framework.

The CSB bank has 417 branches (comprising 3 service branches and 3 asset recovery branches) and 310ATMs (including onsite and Offsite) spread across 18 states, 2 union territories. Out of the 432branches (excluding 3 service branches and 3 asset recovery branches). For efficient administration, the Bank has organized all its branches under 9 Zonal offices. The Bank delivers its products and services through multiple delivery channels that include branches, ATMs, the internet, and mobile banking.

In 2019, the CSB Bank has completed its Initial Public Offering (IPO) to the tune of ₹. 409.67 crore which received an overwhelming response from the investors and the issue was subscribed overall by 86.92 times. Subsequently, the Bank’s shares were listed on Indian stock exchanges.

• CSB BANK FULL FORM: Catholic Syrian Bank Limited
• CSB NETBANKING: https://www.csbnet.co.in/#b

• CSB INTEREST RATE: 2.75%- 7.70%
  • In ACHARYA DEPOSITS: 4.75%- 8.59%
• CSB gold loan Interest Rate: 13.50% Per annum
  • Flexible Tenor: 6 Months & 1 year
  • Extra Benefits on Loans above Rs 10 Lakh
  • Flexible Repayment Terms

• CSB Agri Loan Interest Rate: 9.10% – 13.50% Per Annum
• CSB Loan Against Property Interest Rate Range: 11.78 – 13.75
• CSB Home Loans Interest Rate Range: 8.43 – 10.03
• CSB Vehicle Loans Interest Rate Range: 9.50 – 10.75
• CSB Education Loans Interest Range: 12.00 – 14.50
• CSB Unsecured Loans Interest Rate Range: 12.50 – 25.00
• CSB Two Wheeler Loans Interest Rate Range: 12.00 – 25.00

CSB BANK Domestic Products:

CSB Bank has customized their product and services for their customer, they are split into 2 categories to satisfied their customer to fulfill their needs.

1. Personal Banking.
2. NRI Banking

1. Personal Banking:
   • Accounts
     • Savings Accounts
       1. CSB Platinum Saving Account,
       2. CSB Gold Saving Account
       3. CSB Silver Saving Account
       4. CSB Blue Account.
     • Current Accounts
       1. CSB Platinum Account
       2. CSB Gold Account
       3. CSB Silver Account
       4. CSB Blue Account
     • Fixed Deposits
       1. General Fixed deposit 
       2. Cumulative Deposits
       3. Acharya Deposits
       4. Family Welfare
     • Safe Deposit Lockers.
2. NRI Banking
   • Account
     • NRO Account
     • NRE Account
     • FCNR Account
     • RFC Account

CSB BANK Domestic Services:

• CSB Bank Services are:
  • Loans
    • Gold Loan, Retail Loans, Two Wheeler Loans, MSME-Small Business loan.
    • NRI Loans: NRI House Finance, CSB Nivas, Car Loans, Casy Mithra, CSB Property Encash.
  • FOREX
    • Outward Remittances, Foreign Currency Cash, Integrated Treasury.
    • Remittance Services, Forex Rates.
  • INSURANCE
    • Life Insurance, General Insurance, Social Security Schemes.
  • INVESTMENTS
    • e-Trade (Demat & Trading), Sovereign Gold Bond
• All Digital services are available at CSB Bank.
• SME Banking and Corporate Banking also available at CSB Banking.

CSB FINANCIAL HIGHLIGHTS :